25k Student Debt Calculator

How Long Will it Take to Pay Off $25,000 in Debt?
Try the loan payment calculator to calculate a monthly payment.
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Calculate how long it will take to pay off $25,000 in debt. This can be used for any type of debt, such as student loans, credit card debt, a mortgage, etc. What is the minimum payment needed to pay off 25k in debt? You will need to pay at least the interest. To pay off $25,000 in debt you will need to pay more than the amount listed below so that the loan balance will not grow over time.
Browse the payment table below to view minimum monthly payments to avoid debt from growing over time.
Interest Rate Minimum Payment
1% $21/month
2% $42/month
3% $63/month
4% $83/month
5% $104/month
Interest Rate Minimum Payment
6% $125/month
7% $146/month
8% $167/month
9% $188/month
10% $208/month
Browse the payment table below to view monthly payments based on pay off time and interest rate.
Years 2% 4% 6% 8% 10%
Pay off 25k in 1 Year 2,105.97 2,128.75 2,151.66 2,174.71 2,197.90
Pay off 25k in 2 Years 1,063.51 1,085.62 1,108.02 1,130.68 1,153.62
Pay off 25k in 3 Years 716.06 738.10 760.55 783.41 806.68
Pay off 25k in 4 Years 542.38 564.48 587.13 610.32 634.06
Pay off 25k in 5 Years 438.19 460.41 483.32 506.91 531.18
Pay off 25k in 6 Years 368.76 391.13 414.32 438.33 463.15
Pay off 25k in 7 Years 319.19 341.72 365.21 389.66 415.03
Pay off 25k in 8 Years 282.02 304.73 328.54 353.42 379.35
Pay off 25k in 9 Years 253.13 276.02 300.14 325.47 351.97
Pay off 25k in 10 Years 230.03 253.11 277.55 303.32 330.38
Pay off 25k in 11 Years 211.15 234.42 259.18 285.39 313.00
Pay off 25k in 12 Years 195.42 218.88 243.96 270.61 298.77
Pay off 25k in 13 Years 182.12 205.78 231.18 258.27 286.96
Pay off 25k in 14 Years 170.74 194.59 220.31 247.83 277.05
Pay off 25k in 15 Years 160.88 184.92 210.96 238.91 268.65
Years 2% 4% 6% 8% 10%
Pay off 25k in 16 Years 152.26 176.50 202.86 231.23 261.48
Pay off 25k in 17 Years 144.66 169.10 195.78 224.56 255.30
Pay off 25k in 18 Years 137.92 162.55 189.54 218.74 249.96
Pay off 25k in 19 Years 131.89 156.72 184.02 213.63 245.31
Pay off 25k in 20 Years 126.47 151.50 179.11 209.11 241.26
Pay off 25k in 21 Years 121.58 146.79 174.71 205.11 237.70
Pay off 25k in 22 Years 117.13 142.55 170.77 201.54 234.56
Pay off 25k in 23 Years 113.08 138.69 167.21 198.36 231.80
Pay off 25k in 24 Years 109.37 135.17 163.99 195.51 229.35
Pay off 25k in 25 Years 105.96 131.96 161.08 192.95 227.18
Pay off 25k in 26 Years 102.82 129.01 158.42 190.65 225.24
Pay off 25k in 27 Years 99.92 126.30 156.00 188.57 223.52
Pay off 25k in 28 Years 97.23 123.80 153.78 186.69 221.99
Pay off 25k in 29 Years 94.73 121.49 151.75 184.99 220.62
Pay off 25k in 30 Years 92.40 119.35 149.89 183.44 219.39