21k Student Debt Calculator

How Long Will it Take to Pay Off $21,000 in Debt?
Try the loan payment calculator to calculate a monthly payment.
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Calculate how long it will take to pay off $21,000 in debt. This can be used for any type of debt, such as student loans, credit card debt, a mortgage, etc. What is the minimum payment needed to pay off 21k in debt? You will need to pay at least the interest. To pay off $21,000 in debt you will need to pay more than the amount listed below so that the loan balance will not grow over time.
Browse the payment table below to view minimum monthly payments to avoid debt from growing over time.
Interest Rate Minimum Payment
1% $18/month
2% $35/month
3% $53/month
4% $70/month
5% $88/month
Interest Rate Minimum Payment
6% $105/month
7% $123/month
8% $140/month
9% $158/month
10% $175/month
Browse the payment table below to view monthly payments based on pay off time and interest rate.
Years 2% 4% 6% 8% 10%
Pay off 21k in 1 Year 1,769.02 1,788.15 1,807.40 1,826.76 1,846.23
Pay off 21k in 2 Years 893.35 911.92 930.73 949.77 969.04
Pay off 21k in 3 Years 601.49 620.00 638.86 658.06 677.61
Pay off 21k in 4 Years 455.60 474.16 493.19 512.67 532.61
Pay off 21k in 5 Years 368.08 386.75 405.99 425.80 446.19
Pay off 21k in 6 Years 309.76 328.55 348.03 368.20 389.04
Pay off 21k in 7 Years 268.12 287.04 306.78 327.31 348.62
Pay off 21k in 8 Years 236.90 255.97 275.97 296.87 318.66
Pay off 21k in 9 Years 212.63 231.86 252.12 273.39 295.65
Pay off 21k in 10 Years 193.23 212.61 233.14 254.79 277.52
Pay off 21k in 11 Years 177.36 196.91 217.71 239.72 262.92
Pay off 21k in 12 Years 164.15 183.86 204.93 227.32 250.97
Pay off 21k in 13 Years 152.98 172.85 194.19 216.95 241.05
Pay off 21k in 14 Years 143.42 163.45 185.06 208.18 232.72
Pay off 21k in 15 Years 135.14 155.33 177.21 200.69 225.67
Years 2% 4% 6% 8% 10%
Pay off 21k in 16 Years 127.90 148.26 170.40 194.23 219.64
Pay off 21k in 17 Years 121.52 142.04 164.45 188.63 214.45
Pay off 21k in 18 Years 115.85 136.54 159.21 183.74 209.97
Pay off 21k in 19 Years 110.79 131.64 154.58 179.45 206.06
Pay off 21k in 20 Years 106.24 127.26 150.45 175.65 202.65
Pay off 21k in 21 Years 102.12 123.31 146.76 172.29 199.66
Pay off 21k in 22 Years 98.39 119.74 143.45 169.30 197.03
Pay off 21k in 23 Years 94.99 116.50 140.46 166.63 194.71
Pay off 21k in 24 Years 91.87 113.55 137.76 164.23 192.65
Pay off 21k in 25 Years 89.01 110.85 135.30 162.08 190.83
Pay off 21k in 26 Years 86.37 108.37 133.07 160.15 189.21
Pay off 21k in 27 Years 83.93 106.09 131.04 158.40 187.76
Pay off 21k in 28 Years 81.68 103.99 129.18 156.82 186.47
Pay off 21k in 29 Years 79.58 102.05 127.47 155.39 185.32
Pay off 21k in 30 Years 77.62 100.26 125.91 154.09 184.29