18k Student Debt Calculator

How Long Will it Take to Pay Off $18,000 in Debt?
Try the loan payment calculator to calculate a monthly payment.
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Calculate how long it will take to pay off $18,000 in debt. This can be used for any type of debt, such as student loans, credit card debt, a mortgage, etc. What is the minimum payment needed to pay off 18k in debt? You will need to pay at least the interest. To pay off $18,000 in debt you will need to pay more than the amount listed below so that the loan balance will not grow over time.
Browse the payment table below to view minimum monthly payments to avoid debt from growing over time.
Interest Rate Minimum Payment
1% $15/month
2% $30/month
3% $45/month
4% $60/month
5% $75/month
Interest Rate Minimum Payment
6% $90/month
7% $105/month
8% $120/month
9% $135/month
10% $150/month
Browse the payment table below to view monthly payments based on pay off time and interest rate.
Years 2% 4% 6% 8% 10%
Pay off 18k in 1 Year 1,516.30 1,532.70 1,549.20 1,565.79 1,582.49
Pay off 18k in 2 Years 765.72 781.65 797.77 814.09 830.61
Pay off 18k in 3 Years 515.57 531.43 547.59 564.05 580.81
Pay off 18k in 4 Years 390.51 406.42 422.73 439.43 456.53
Pay off 18k in 5 Years 315.50 331.50 347.99 364.98 382.45
Pay off 18k in 6 Years 265.51 281.61 298.31 315.60 333.47
Pay off 18k in 7 Years 229.81 246.04 262.95 280.55 298.82
Pay off 18k in 8 Years 203.06 219.41 236.55 254.46 273.13
Pay off 18k in 9 Years 182.25 198.74 216.10 234.34 253.42
Pay off 18k in 10 Years 165.62 182.24 199.84 218.39 237.87
Pay off 18k in 11 Years 152.03 168.78 186.61 205.48 225.36
Pay off 18k in 12 Years 140.70 157.60 175.65 194.84 215.11
Pay off 18k in 13 Years 131.13 148.16 166.45 185.95 206.61
Pay off 18k in 14 Years 122.93 140.10 158.62 178.44 199.48
Pay off 18k in 15 Years 115.83 133.14 151.89 172.02 193.43
Years 2% 4% 6% 8% 10%
Pay off 18k in 16 Years 109.63 127.08 146.06 166.49 188.26
Pay off 18k in 17 Years 104.16 121.75 140.96 161.69 183.82
Pay off 18k in 18 Years 99.30 117.04 136.47 157.49 179.97
Pay off 18k in 19 Years 94.96 112.84 132.49 153.81 176.63
Pay off 18k in 20 Years 91.06 109.08 128.96 150.56 173.70
Pay off 18k in 21 Years 87.53 105.69 125.79 147.68 171.14
Pay off 18k in 22 Years 84.33 102.63 122.95 145.11 168.88
Pay off 18k in 23 Years 81.42 99.86 120.39 142.82 166.89
Pay off 18k in 24 Years 78.75 97.32 118.08 140.77 165.13
Pay off 18k in 25 Years 76.29 95.01 115.97 138.93 163.57
Pay off 18k in 26 Years 74.03 92.89 114.06 137.27 162.18
Pay off 18k in 27 Years 71.94 90.94 112.32 135.77 160.94
Pay off 18k in 28 Years 70.01 89.14 110.72 134.42 159.83
Pay off 18k in 29 Years 68.21 87.48 109.26 133.19 158.85
Pay off 18k in 30 Years 66.53 85.93 107.92 132.08 157.96