40k Mortgage For 25 Years

What's the monthly mortgage payment for a $40,000 mortgage for 25 years?
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40k Mortgage For 25 Years (300 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 25 year fixed 40000 loan at 5.25% is 239.70/month. At 6.25% that mortgage payment jumps to 263.87/month. A 25 year fixed loan will have a total of 300 monthly payments. In total, the loan at 6.25% will end up costing $7,251 more than the 5.25% mortgage after 300 payments.

How much is the monthly payment for a 40,000 over 25 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $40,000 Loan over 300 Months

Monthly Payment by Interest Rate (25 Year Loan)
25 Year mortgage Payment
$40,000 mortgage at 1.25%$155.32 per month
$40,000 mortgage at 1.5%$159.97 per month
$40,000 mortgage at 1.75%$164.72 per month
$40,000 mortgage at 2%$169.54 per month
$40,000 mortgage at 2.25%$174.45 per month
$40,000 mortgage at 2.5%$179.45 per month
$40,000 mortgage at 2.75%$184.52 per month
$40,000 mortgage at 3%$189.68 per month
$40,000 mortgage at 3.25%$194.93 per month
$40,000 mortgage at 3.5%$200.25 per month
$40,000 mortgage at 3.75%$205.65 per month
$40,000 mortgage at 4%$211.13 per month
$40,000 mortgage at 4.25%$216.70 per month
$40,000 mortgage at 4.5%$222.33 per month
25 Year mortgage Payment
$40,000 mortgage at 4.75%$228.05 per month
$40,000 mortgage at 5%$233.84 per month
$40,000 mortgage at 5.25%$239.70 per month
$40,000 mortgage at 5.5%$245.63 per month
$40,000 mortgage at 5.75%$251.64 per month
$40,000 mortgage at 6%$257.72 per month
$40,000 mortgage at 6.25%$263.87 per month
$40,000 mortgage at 6.5%$270.08 per month
$40,000 mortgage at 6.75%$276.36 per month
$40,000 mortgage at 7%$282.71 per month
$40,000 mortgage at 7.25%$289.12 per month
$40,000 mortgage at 7.5%$295.60 per month
$40,000 mortgage at 7.75%$302.13 per month
$40,000 mortgage at 8%$308.73 per month