38k Mortgage For 15 Years

What's the monthly mortgage payment for a $38,000 mortgage for 15 years?
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38k Mortgage For 15 Years (180 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 15 year fixed 38000 loan at 5.25% is 305.47/month. At 6.25% that mortgage payment jumps to 325.82/month. A 15 year fixed loan will have a total of 180 monthly payments. In total, the loan at 6.25% will end up costing $3,662 more than the 5.25% mortgage after 180 payments.

How much is the monthly payment for a 38,000 over 15 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $38,000 Loan over 180 Months

Monthly Payment by Interest Rate (15 Year Loan)
15 Year mortgage Payment
$38,000 mortgage at 1.25%$231.63 per month
$38,000 mortgage at 1.5%$235.88 per month
$38,000 mortgage at 1.75%$240.18 per month
$38,000 mortgage at 2%$244.53 per month
$38,000 mortgage at 2.25%$248.93 per month
$38,000 mortgage at 2.5%$253.38 per month
$38,000 mortgage at 2.75%$257.88 per month
$38,000 mortgage at 3%$262.42 per month
$38,000 mortgage at 3.25%$267.01 per month
$38,000 mortgage at 3.5%$271.66 per month
$38,000 mortgage at 3.75%$276.34 per month
$38,000 mortgage at 4%$281.08 per month
$38,000 mortgage at 4.25%$285.87 per month
$38,000 mortgage at 4.5%$290.70 per month
15 Year mortgage Payment
$38,000 mortgage at 4.75%$295.58 per month
$38,000 mortgage at 5%$300.50 per month
$38,000 mortgage at 5.25%$305.47 per month
$38,000 mortgage at 5.5%$310.49 per month
$38,000 mortgage at 5.75%$315.56 per month
$38,000 mortgage at 6%$320.67 per month
$38,000 mortgage at 6.25%$325.82 per month
$38,000 mortgage at 6.5%$331.02 per month
$38,000 mortgage at 6.75%$336.27 per month
$38,000 mortgage at 7%$341.55 per month
$38,000 mortgage at 7.25%$346.89 per month
$38,000 mortgage at 7.5%$352.26 per month
$38,000 mortgage at 7.75%$357.68 per month
$38,000 mortgage at 8%$363.15 per month