255k Mortgage For 20 Years

What's the monthly mortgage payment for a $255,000 mortgage for 20 years?
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255k Mortgage For 20 Years (240 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 20 year fixed 255000 loan at 5.25% is 1,718.30/month. At 6.25% that mortgage payment jumps to 1,863.87/month. A 20 year fixed loan will have a total of 240 monthly payments. In total, the loan at 6.25% will end up costing $34,935 more than the 5.25% mortgage after 240 payments.

How much is the monthly payment for a 255,000 over 20 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $255,000 Loan over 240 Months

Monthly Payment by Interest Rate (20 Year Loan)
20 Year mortgage Payment
$255,000 mortgage at 1.25%$1,201.39 per month
$255,000 mortgage at 1.5%$1,230.49 per month
$255,000 mortgage at 1.75%$1,260.03 per month
$255,000 mortgage at 2%$1,290.00 per month
$255,000 mortgage at 2.25%$1,320.41 per month
$255,000 mortgage at 2.5%$1,351.25 per month
$255,000 mortgage at 2.75%$1,382.52 per month
$255,000 mortgage at 3%$1,414.22 per month
$255,000 mortgage at 3.25%$1,446.35 per month
$255,000 mortgage at 3.5%$1,478.90 per month
$255,000 mortgage at 3.75%$1,511.87 per month
$255,000 mortgage at 4%$1,545.25 per month
$255,000 mortgage at 4.25%$1,579.05 per month
$255,000 mortgage at 4.5%$1,613.26 per month
20 Year mortgage Payment
$255,000 mortgage at 4.75%$1,647.87 per month
$255,000 mortgage at 5%$1,682.89 per month
$255,000 mortgage at 5.25%$1,718.30 per month
$255,000 mortgage at 5.5%$1,754.11 per month
$255,000 mortgage at 5.75%$1,790.31 per month
$255,000 mortgage at 6%$1,826.90 per month
$255,000 mortgage at 6.25%$1,863.87 per month
$255,000 mortgage at 6.5%$1,901.21 per month
$255,000 mortgage at 6.75%$1,938.93 per month
$255,000 mortgage at 7%$1,977.01 per month
$255,000 mortgage at 7.25%$2,015.46 per month
$255,000 mortgage at 7.5%$2,054.26 per month
$255,000 mortgage at 7.75%$2,093.42 per month
$255,000 mortgage at 8%$2,132.92 per month