164k Mortgage For 20 Years

What's the monthly mortgage payment for a $164,000 mortgage for 20 years?
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164k Mortgage For 20 Years (240 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 20 year fixed 164000 loan at 5.25% is 1,105.10/month. At 6.25% that mortgage payment jumps to 1,198.72/month. A 20 year fixed loan will have a total of 240 monthly payments. In total, the loan at 6.25% will end up costing $22,468 more than the 5.25% mortgage after 240 payments.

How much is the monthly payment for a 164,000 over 20 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $164,000 Loan over 240 Months

Monthly Payment by Interest Rate (20 Year Loan)
20 Year mortgage Payment
$164,000 mortgage at 1.25%$772.66 per month
$164,000 mortgage at 1.5%$791.37 per month
$164,000 mortgage at 1.75%$810.37 per month
$164,000 mortgage at 2%$829.65 per month
$164,000 mortgage at 2.25%$849.21 per month
$164,000 mortgage at 2.5%$869.04 per month
$164,000 mortgage at 2.75%$889.15 per month
$164,000 mortgage at 3%$909.54 per month
$164,000 mortgage at 3.25%$930.20 per month
$164,000 mortgage at 3.5%$951.13 per month
$164,000 mortgage at 3.75%$972.34 per month
$164,000 mortgage at 4%$993.81 per month
$164,000 mortgage at 4.25%$1,015.54 per month
$164,000 mortgage at 4.5%$1,037.54 per month
20 Year mortgage Payment
$164,000 mortgage at 4.75%$1,059.81 per month
$164,000 mortgage at 5%$1,082.33 per month
$164,000 mortgage at 5.25%$1,105.10 per month
$164,000 mortgage at 5.5%$1,128.14 per month
$164,000 mortgage at 5.75%$1,151.42 per month
$164,000 mortgage at 6%$1,174.95 per month
$164,000 mortgage at 6.25%$1,198.72 per month
$164,000 mortgage at 6.5%$1,222.74 per month
$164,000 mortgage at 6.75%$1,247.00 per month
$164,000 mortgage at 7%$1,271.49 per month
$164,000 mortgage at 7.25%$1,296.22 per month
$164,000 mortgage at 7.5%$1,321.17 per month
$164,000 mortgage at 7.75%$1,346.36 per month
$164,000 mortgage at 8%$1,371.76 per month