130k Mortgage For 20 Years

What's the monthly mortgage payment for a $130,000 mortgage for 20 years?
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130k Mortgage For 20 Years (240 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 20 year fixed 130000 loan at 5.25% is 876.00/month. At 6.25% that mortgage payment jumps to 950.21/month. A 20 year fixed loan will have a total of 240 monthly payments. In total, the loan at 6.25% will end up costing $17,810 more than the 5.25% mortgage after 240 payments.

How much is the monthly payment for a 130,000 over 20 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $130,000 Loan over 240 Months

Monthly Payment by Interest Rate (20 Year Loan)
20 Year mortgage Payment
$130,000 mortgage at 1.25%$612.47 per month
$130,000 mortgage at 1.5%$627.31 per month
$130,000 mortgage at 1.75%$642.37 per month
$130,000 mortgage at 2%$657.65 per month
$130,000 mortgage at 2.25%$673.15 per month
$130,000 mortgage at 2.5%$688.87 per month
$130,000 mortgage at 2.75%$704.82 per month
$130,000 mortgage at 3%$720.98 per month
$130,000 mortgage at 3.25%$737.35 per month
$130,000 mortgage at 3.5%$753.95 per month
$130,000 mortgage at 3.75%$770.75 per month
$130,000 mortgage at 4%$787.77 per month
$130,000 mortgage at 4.25%$805.00 per month
$130,000 mortgage at 4.5%$822.44 per month
20 Year mortgage Payment
$130,000 mortgage at 4.75%$840.09 per month
$130,000 mortgage at 5%$857.94 per month
$130,000 mortgage at 5.25%$876.00 per month
$130,000 mortgage at 5.5%$894.25 per month
$130,000 mortgage at 5.75%$912.71 per month
$130,000 mortgage at 6%$931.36 per month
$130,000 mortgage at 6.25%$950.21 per month
$130,000 mortgage at 6.5%$969.25 per month
$130,000 mortgage at 6.75%$988.47 per month
$130,000 mortgage at 7%$1,007.89 per month
$130,000 mortgage at 7.25%$1,027.49 per month
$130,000 mortgage at 7.5%$1,047.27 per month
$130,000 mortgage at 7.75%$1,067.23 per month
$130,000 mortgage at 8%$1,087.37 per month